Mobile payment can be used whenever and wherever you want, which is its biggest advantage. You don't have to carry cash or cards anymore. By tapping on your phone, you can instantly complete payments, whether it's paying the bill at a restaurant, shopping at a mall, or even paying for utilities and shopping online.
You can download or register mobile payment applications such as "Alipay" or "WeChat". After installation, follow the instructions within the application to complete the real-name authentication. After that, you will need to link your bank card to your mobile payment account.
When you make a purchase at a store, choose "mobile payment" as your payment method. The merchant will provide a QR code. Simply open your mobile payment application, select the "Scan" function, scan the merchant's QR code, enter the payment amount, and confirm the payment.
For online shopping or bill payment, you can choose functions like "Transfer", "Top-up", or "Bill Payment" within the mobile payment application. Enter the recipient's information or select the relevant payment item, input the amount, and confirm the payment. Some applications also support quick payment through fingerprint or facial recognition.