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Questions about bank cards

2015-May-13       Source: Newsgd.com

At most banks you will only need your passport to open a bank account in China

Can foreigners open an account in China?

Yes. Foreigners can easily open a savings account at most banks in China.

 

What do foreigners need to open a bank account in China?

At most banks you will only need your passport to open a bank account in China.

 

Will I get an ATM card?

Yes. When you sign up for a savings account you will be given an ATM card.

 

Are ATMs readily available in China?

Yes. It is not hard to find an ATM machine in Chinese cities but in mountain villages and other remote areas ATMs are few and far between.

 

Can I use my ATM card from home to withdraw money?

Yes. As long as your ATM card has the Cirrus or Plus sign on it and the ATM machine in China also displays the same symbol you should be able to withdraw money from your home account. You will receive funds in RMB of course.

 

Are ATMs available 24 hours a day?

Yes. Most ATM machines are available 24 hours a day.

 

Can I use my credit card in China?

Yes. Most international credit cards are accepted in China. However, credit cards are only accepted at large hotels, department stores, large chain restaurants, etc. The most readily accepted credit cards in China are Visa, MasterCard, American Express, Diner's Club, and the JCB card of Japan.

 

Can I bring Chinese currency, RMB, into China?

Yes. You may bring up to 20,000 RMB without declaration at customs. Any amount higher than 20,000 RMB will have to be declared at customs.

(By Jecey) 

Editor: Sylvia

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